BudgetSnap Privacy Policy

This site is owned and operated by BudgetSnap, LLC. Your privacy is very important and this privacy policy is your guarantee that any information your provide us by is kept private and secure.

This privacy statement discloses what information we gather and how we use it. This privacy policy is in effect for the life of your account and may not be changed or altered by BudgetSnap or its successors without your consent.

INFORMATION BUDGETSNAP GATHERS AND TRACKS

BudgetSnap gathers two types of information about users:

Account Setup Information. This includes a first name or nickname, which may be anonymous, your email address, which is only used for recovering a lost username or password, additional security question answers that are used to help you recover your login, and personalization information that is uses to customize your accounts.

Information that you enter into the BudgetSnap program in order to use it. This includes information about accounts, transactions and scheduling.

BudgetSnap Gathers User Information In The Following Processes:

Account Setup Information

There is an initial form required to setup an account. All information is stored in an encrypted manner and may only be viewed with your permission.

1. Electronic newsletters policy (Dispatches)

We will offer a free electronic newsletter to users. BudgetSnap gathers the email addresses of users who voluntarily subscribe. Users may remove themselves from this mailing list by following the link provided in every newsletter that points users to the subscription management page. Users can also subscribe to the newsletters at the time of registration.

2. Message boards/forums policy

Users of the site's Message Boards and Forums must register separately for these services (both are free of charge) in order to post messages, although they needn't register to visit the site. During registration the user is required to supply a username, password, and email address.

3. "E-mail this to a friend" policy

Our site users can choose to electronically forward a link, page, or documents to someone else by clicking "e-mail this to a friend". The user must provide their email address, as well as that of the recipient. This information is used only in the case of transmission errors and, of course, to let the recipient know who sent the email. The information is not used for any other purpose.

4. Polling

We may offer interactive polls to users so they can easily share their opinions with other users and see what our audience thinks about important issues. Opinions or other responses to polls are aggregated and are not identifiable to any particular user. BudgetSnap may use a system to "tag" users after they have voted, so they can vote only once on a particular question. This tag is not correlated with information about individual users.

5. Surveys

BudgetSnap may occasionally conduct user surveys to better target our content to our audience. We sometimes share the aggregated demographic information in these surveys with our sponsors, advertisers and partners. We never share any of this information about specific individuals with any third party.

Children

Consistent with the Federal Children's Online Privacy Protection Act of 1998 (COPPA), we will never knowingly request personally identifiable information from anyone under the age of 13 without requesting parental consent.

Usage tracking

BudgetSnap tracks user traffic patterns throughout all of our sites. However, we do not correlate this information with data about individual users. BudgetSnap does break down overall usage statistics according to a user's domain name, browser type, and MIME type by reading this information from the browser string (information contained in every user's browser).

BudgetSnap sometimes tracks and catalogs the search terms that users enter in our Search function, but this tracking is never associated with individual users. We use tracking information to determine which areas of our sites users like and don't like based on traffic to those areas. We do not track what individual users read, but rather how well each page performs overall. This helps us continue to build a better service for you.

Cookies

We do not set any cookies. We do not accept advertising and no cookie shall be placed on your machine if you visit BudgetSnap.com or login as a valid user. If you determine that a cookie is place on your computer in conjunction with your use of this website please contact us at your earliest convenience.

USE OF INFORMATION

BudgetSnap does not use any information voluntarily given by our users for any reason other than to provide customer service.

We do not send out any unsolicited email for any reason. You may subscribe to our features and announcements newsletter that is sent out periodically to inform members of new features added to BudgetSnap.

We do have website logs and those logs may record your IP address and the url's you requested. Our logs are private and are only used for internal purposes. Under no circumstance are our logs shared with any outside entity, other than in response to a valid subpeona, and are not used for advertising or marketing.

SHARING OF THE INFORMATION

SECURITY

BudgetSnap operates secure data networks protected by industry standard firewall and password protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided by our customers.

OPT-OUT POLICY

We give users options wherever necessary and practical. Such choices include:

* Opting not to register to receive our electronic newsletters.

* Opting not to receive email alerts related to their budget.

YOUR CONSENT

By using this site, you consent to the collection and use of the information noted above by BudgetSnap.

TERM OF THIS POLICY

This privacy policy is good for the life of your account, as long as it remains in good standing, and is permanenty store with your account. We will never change our policy without your written consent. If we are found to be in violation of this privacy policy our liability to you for this breach is no more than the total sum paid to us over the term of your membership, or $100, whichever is greater.